No man can wed Helena Woodhall. Known as Lady Hel, the beautiful heiress has turned away all suitors, believing they covet her wealth. But when a series of harrowing mishaps follow her, she realizes she must marry for protection.

Lord Simon Sanger, a former army officer who inherited his title, is just the man for the job. And because he has also gained a tumble-down estate and tons of debts, Lady Hel is confident he will accept her proposal. But Lord Sanger, a man of honor --- and very handsome too --- is aghast at being thought a fortune hunter. Insulted at the affront, he turns down her offer. Now, Lady Hel must convince this prideful Lord that in him, she needs more than a haven from danger, but the priceless gift of his love.