Fate brings cockney commoner Jewel Combs to the mansion on Grosvenor Square to face the icy demeanor of Sebastian Peyton, Earl of Mooreland. She doesn't know why blue-blooded Sebastian accepts the sudden challenge to transform her into "Julia Stratham"--to turn a diamond in the rough into a glittering gem--but she knows his plans will give her a home where she will never be hungry, shivering or frightened again. And "Julia" has a little surprise of her own in store for this breathtaking man: she'll show him that although she isn't a lady, she is all woman.

SHE WHISPERED "YES, MY LORD", AND PROMISED TO OBEY HIM ... WITH HER BODY AND HER LOVE

London street urchin Jewel Combs had no future but one of whoredom and shame. Then a dying gentleman looked at her topaz eyes and still untouched innocence --- and wed her to torment his aristocratic family with a final, scandalous joke after his death.

But Sebastian, Earl of Moorland, found nothing humorous in the cheeky young widow's claims on his cousin's inheritance ... or in the smoldering sensuality of this rough Jewel. Appraising her with his ice blue eyes, he wondered if it might be amusing to polish her into a lady, call her Julia Stratham ... and seduce her.

Jewel had kept her virginity amid England's roughest men, yet when this devastatingly handsome lord lowered his mouth to her burning flesh, an irresistible fire consumed her ... and even if he called her wanton, she vowed to be the lady he loved tonight ... and forever.